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Why Pre-pay today?

Pre-planning and pre-paying at today's prices means you can choose the funeral you want and the director's fee for it are paid, no matter how prices rise in the future. Perhaps even more importantly, your family are spared the emotional and financial burden of organising your funeral, with all the decisions and problems this can entail, at a time when they least cope.

How this Plan protects you against rising costs

You don’t need us to tell you that everything seems to go up in price every year. Unfortunately it’s just the same with funeral costs.

If, in 2004, you had put £1920 (then the average cost of a funeral*) into a deposit savings account, then you would have seen this grow to about £2,150** over the following 10 years.

However, over the same period, the average cost of a funeral has increased dramatically to £3,590*. But because this Plan pre-pays your agreed funeral director’s services at today’s costs, you are unaffected by any future price rises on these fees. In addition to this, there is also an allowance for disbursements included in this suite of plans from the outset and this figure is indexed, which enables the allowance to increase annually, to help it combat rising disbursement costs.

A real alternative to saving for your funeral

A plan like this can offer a better financial option than putting money in a savings account to pay for future funeral costs. Since 2004, funeral costs have soared – but interest paid on savings accounts has remained very low. The amount of money, which would have paid for a funeral back then, plus the small amount of interest earned over the years, would not cover the cost of an average funeral today

Purchasing a funeral plan delivers peace of mind for you and your family when funeral planning.

Thinking about purchasing a pre-paid plan can be an uncomfortable thing to do. But pre-planning your funeral is actually a thoughtful and responsible way to show that you care for your family.

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